Top 5 Mistakes to Avoid While Buying Life Term Insurance

Introduction:

  • Many people make mistakes that cost them financially and emotionally.
  • Learn how to avoid these pitfalls.

Body:

  1. Not Buying Enough Coverage
    • Importance of calculating the right coverage amount.
  2. Delaying the Purchase
    • How premiums increase with age.
  3. Skipping Medical Disclosures
    • Risks of not being transparent during medical underwriting.
  4. Choosing the Cheapest Plan
    • Why affordability shouldn’t compromise coverage benefits.
  5. Ignoring Riders and Add-Ons
    • Benefits of riders like accidental death and critical illness.

Conclusion:

  • Avoid these common mistakes to ensure your loved ones are truly protected.
  • Call-to-action: Get expert advice to choose the right plan!